CMS paused new agent and broker registrations for the federally facilitated ACA Marketplace for Plan Year 2027 for those without a Plan Year 2026 Exchange agreement. The moratorium runs through February 1, 2027, unless CMS changes it, but it does not prevent new agents from obtaining a state Health or Life & Health insurance license.
The best online insurance licensing course is one that matches your state and license type, satisfies required pre-licensing education when applicable, and provides the instruction, realistic practice, support, and progress tracking needed to prepare for the state licensing exam.
For 2027, AHIP certification remains one of the most widely used Medicare training programs for agents who sell Medicare Advantage and Part D plans. The final exam includes 50 questions and requires a 90% passing score, and the standard training price is $175. Agents must also hold the appropriate state insurance license and complete any carrier-specific requirements before selling Medicare plans.
Florida insurance exams for the 2-15, 2-14, and 2-40 licenses are taken in person at Pearson VUE testing centers and require a 70% passing score. The 2-15 exam has 165 total questions and a 2-hour, 45-minute time limit, while the 2-14 and 2-40 exams each have 95 total questions and a 2-hour time limit.
Indiana insurance licensing exams are taken in person at authorized Pearson VUE and Ivy Tech testing centers. Candidates select an available testing location when scheduling through Pearson VUE, and Life, Health, and combined Life and Health applicants subject to pre-licensing must bring a valid Certificate of Course Completion and government-issued photo ID.
Indiana insurance exams test general Life and/or Health insurance concepts along with Indiana-specific laws and regulations. The Life and Health Producer exams each contain 95 total questions with a 120-minute time limit, while the combined Life and Health exam contains 150 total questions with a 180-minute time limit. All three require a 70% passing score.
The Indiana insurance exam can be challenging because candidates must understand both general insurance concepts and Indiana-specific laws and regulations, not just memorize definitions. A 70% score is required to pass, and the Life and Health exams contain 95 questions each while the combined Life and Health exam contains 150 questions.
Indiana requires 20 hours of approved pre-licensing education for Life, 20 hours for Health, and 40 hours for combined Life and Health. After completing the course, you receive a Certificate of Course Completion that is valid for six months to complete the applicable exam and license application.
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