Indiana insurance licensing examinations test both general insurance knowledge and Indiana-specific laws and regulations. The exact material depends on whether you are taking the Life Producer, Health Producer, or combined Life and Health Producer examination.
The Indiana Department of Insurance publishes a content outline for each examination that identifies the subjects tested and the number of questions devoted to each area. IDOI periodically updates these outlines, so candidates should use the current outline for the examination they plan to take.
What Is Covered on the Indiana Insurance Exam?
Indiana’s Life and Health producer examinations cover the insurance concepts associated with the line of authority being tested along with applicable Indiana laws and regulations.
Indiana Life Producer Exam
The Life Producer examination covers the Life insurance subjects identified in Indiana’s current examination content outline. Candidates should be prepared for topics involving life insurance products and concepts, policy provisions, annuities, and other Life insurance material, along with Indiana-specific laws and regulations.
Indiana Health Producer Exam
The Health Producer examination focuses on the Health insurance subjects included in the current content outline. Candidates are tested on health insurance products and concepts, policy provisions and coverage, and applicable Indiana laws and regulations.
Indiana Life and Health Producer Exam
The combined Life and Health examination brings material from both lines of authority into one examination. Candidates need to prepare for the applicable Life and Health insurance concepts as well as Indiana-specific laws and regulations.
IDOI states that its examination content outlines identify the entry-level knowledge insurance professionals need to properly serve clients. The current outline should therefore be the basis for determining what material you need to know for the examination.
How Is the Indiana Insurance Exam Structured?
Indiana insurance licensing examinations are administered by computer at Pearson VUE and Ivy Tech testing centers. All IDOI examinations are given in English and use a multiple-choice format.
The exam you take determines the number of questions and testing time.
Life Producer
The Indiana Life Producer examination contains 95 total questions. Candidates have 120 minutes to complete the exam and must earn a score of 70% to pass.
Health Producer
The Indiana Health Producer examination also contains 95 total questions, allows 120 minutes, and requires a 70% passing score.
Life and Health Producer
The combined Life and Health Producer examination contains 150 total questions. Candidates have 180 minutes to complete the exam and must earn a score of 70% to pass.
These totals include both scored and any unscored questions included on the examination.
Are There Pretest Questions on the Indiana Insurance Exam?
Yes. IDOI states that many Indiana insurance examinations contain unscored pretest questions.
Pretest questions are mixed with the scored questions and are not identified while you are taking the examination. They are used as part of the examination-development process and do not count toward your score.
Because you cannot identify which questions are unscored, answer every question as though it counts toward your final score.
Are Indiana Insurance Exam Questions Multiple Choice?
Yes. Indiana insurance licensing examinations use a multiple-choice format.
Multiple-choice questions can test more than your ability to recognize a definition. Understanding the underlying insurance concepts can help you distinguish between answer choices that may initially appear similar.
For a closer look at how licensing questions may be structured, review our Insurance Exam Question Examples article.
What Score Do You Need to Pass the Indiana Insurance Exam?
Indiana requires a score of 70% to pass the Life Producer, Health Producer, and combined Life and Health Producer examinations.
Candidates receive a score report after completing the examination. If you do not pass, the report provides information about your performance by content area, which can help identify subjects that need additional review before another attempt.
If you are evaluating the overall difficulty of the examination and how to prepare for it, review our How Hard Is the Indiana Insurance Exam? article.
Why Should You Review the Indiana Exam Content Outline?
The examination content outline is the best source for determining exactly which subjects are included on the exam you plan to take.
IDOI notes that its outlines are updated periodically and may differ from outdated study materials. When a discrepancy exists, the current examination content outline takes precedence. IDOI also recommends making sure your study materials cover the topics identified in the outline.
This is especially important for Indiana-specific laws and regulations. IDOI specifically identifies state laws and regulations as part of its examination content outlines.
You can review the current Indiana Examination Content Outlines published by the Indiana Department of Insurance.
How Should You Prepare for the Material on the Indiana Exam?
Use the applicable examination content outline as a guide while completing your pre-licensing education. Rather than concentrating only on completing the required hours, make sure you understand the subjects that can appear on the examination.
Practice questions can then help identify which areas need additional review. As you get closer to the examination, comprehensive practice exams can help determine whether you can apply material from across the different subjects without referring back to your course.
Indiana requires 20 hours of pre-licensing education for Life, 20 hours for Health, and 40 hours for combined Life & Health. For more information about the education requirement, review our How Many Hours Is the Indiana Insurance Pre-Licensing Course? article.
Frequently Asked Questions
What is on the Indiana Life insurance exam?
The Indiana Life Producer exam tests Life insurance concepts and applicable Indiana laws and regulations identified in the current Life Producer examination content outline.
What is on the Indiana Health insurance exam?
The Indiana Health Producer exam tests Health insurance concepts and applicable Indiana laws and regulations identified in the current Health Producer examination content outline.
How many questions are on the Indiana insurance exam?
The Life and Health Producer examinations each contain 95 total questions. The combined Life and Health Producer examination contains 150 total questions.
What score do you need to pass the Indiana insurance exam?
A score of 70% is required to pass the Indiana Life, Health, and combined Life and Health Producer examinations.
Are Indiana insurance exam questions multiple choice?
Yes. IDOI administers its insurance licensing examinations in a multiple-choice format.
Next Steps
Once you understand what is covered on the Indiana insurance exam, use the applicable content outline to guide your preparation and practice across the subjects you will be tested on.
Review our Indiana Insurance Courses to complete the required pre-licensing education and prepare for the state licensing exam, or visit our Indiana License Requirements page for the complete Indiana licensing process.
