If you are planning to sell life and health insurance in Florida, you must obtain a Florida Life & Health (2-15) insurance license. This requires completing approved pre-licensing education and passing the Florida state licensing exam.
This guide explains what the Florida 2-15 pre-licensing course is, who needs it, how long the process takes, and what your next steps should be so you can move through licensing efficiently and avoid unnecessary delays.
What Is the Florida 2-15 Life & Health License?
The Florida 2-15 license authorizes an agent to sell life insurance, health insurance, annuities, and variable life and annuity products with additional registration.
This license is commonly referred to as the Florida Life & Health license and is one of the most popular insurance licenses in the state due to broad career opportunities.
Florida 2-15 Pre-Licensing Course Requirements
Before you can sit for the Florida Life & Health exam, you must complete approved pre-licensing education.
Florida requires 60 total hours of approved pre-licensing education completed through a Florida-approved provider. Course completion is reported electronically and is required before you can schedule the state exam.
The pre-licensing course is designed to prepare you for the state exam, not simply to satisfy a requirement. Choosing a course that emphasizes exam preparation can significantly affect your first-time pass outcome.
What the Florida 2-15 Pre-Licensing Course Covers
A Florida-approved Life & Health course typically covers life insurance fundamentals, health insurance concepts, Florida insurance laws and regulations, policy provisions and riders, annuities and retirement products, ethics and consumer protection, and exam-style practice questions.
While the course outline is state-mandated, how the material is taught and reinforced varies by provider. Structured instruction and realistic practice questions play an important role in exam readiness.
How Long Does It Take to Complete Florida 2-15 Pre-Licensing?
Most students complete the Florida 2-15 pre-licensing course within two to four weeks when studying consistently. Full-time learners may finish more quickly, while those studying part-time may take slightly longer.
Once the course is completed, students can typically schedule the state exam right away, allowing motivated applicants to move from enrollment to exam eligibility without unnecessary delays.
Florida 2-15 Licensing Timeline
The licensing process generally follows these steps:
- Enroll in a Florida-approved Life & Health pre-licensing course
- Complete all required coursework and exams
- Receive course completion confirmation
- Schedule and pass the Florida state licensing exam
- Complete fingerprinting and a background check
- Submit the license application
- Receive state approval before selling insurance
Many delays occur when applicants misunderstand the order of steps or wait too long between them. Following a clear plan from the beginning helps keep the process moving smoothly.
What Happens After You Complete the Course?
Completing the Florida 2-15 pre-licensing course does not automatically grant a license. It simply makes you eligible to take the state exam.
After passing the exam, you must still complete fingerprinting, submit your license application, and receive state approval before selling insurance. Understanding these next steps ahead of time helps avoid confusion after exam day.
Choosing the Right Florida 2-15 Pre-Licensing Course
Although all approved courses follow the same outline, not all courses offer the same learning experience.
When comparing Florida Life & Health pre-licensing courses, look for Florida approval, exam-focused instruction, realistic practice questions, structured learning progression, and clear guidance on the licensing process.
A well-designed course should reduce confusion, shorten study time, and increase confidence heading into the state exam.
Next Steps
If your goal is to obtain your Florida Life & Health license efficiently, your next step is enrolling in an approved Florida 2-15 pre-licensing course that prepares you for both the exam and the licensing process.
A structured course provides a clear path from enrollment to exam eligibility and helps ensure you are meeting Florida requirements from the start.
