Florida Pre-Licensing Insurance Courses

Yes. National Online Insurance School is approved by the Florida Department of Financial Services (Provider ID: 366943), and our Florida pre-licensing courses are approved to satisfy the state's required pre-licensing education.

National Online Insurance School has helped students prepare for insurance licensing exams since 2008. Our Florida courses cover the Life and Health concepts, Florida laws, and regulations tested on the state licensing exam and include unlimited practice exams through our Exam Simulator.

The Florida 2-15 license covers life and health insurance, including annuities and variable contracts, and requires a 60-hour pre-licensing course. The 2-14 license covers life insurance, including annuities and variable contracts, and requires a 30-hour course. The 2-40 license covers health insurance and requires a 40-hour course.

If you already hold a 2-14 or 2-40 license, you would complete the course and licensing requirements for the remaining line of authority rather than pursue a separate 2-15 license. Holding both a 2-14 and 2-40 provides licensing authority equivalent to a 2-15. You cannot retest for a line of authority you already hold; you must apply for the remaining license instead.

For official qualification information, visit Florida DFS License Qualifications.

No. Florida law requires at least 75% of the required course hours to be completed before a provider can grant course completion credit.

For the Florida 2-14 course, that is 22.5 of 30 hours; for the 2-40 course, 30 of 40 hours; and for the 2-15 course, 45 of 60 hours.

NAIFA-Florida distributes the official Florida Health & Life (Including Annuities & Variable Contracts) Study Manual on which the Florida state licensing exams are based. The manual alone does not satisfy Florida's pre-licensing education requirement.

National Online Insurance School's courses are reviewed and approved by the Florida Department of Financial Services to satisfy the required course credit hours and fully prepare you for the state licensing exam. You do not need to purchase the manual to enroll in or complete the online course, but it is available separately from NAIFA-Florida.

Most students prepare for the state insurance exam in one to two weeks, but the timeline can range from a few days to a few weeks depending on state requirements, required course hours, and study pace.

Every enrollment includes 60 days of course access, beginning when you start the course. Because the course is self-paced, you can take the time needed to understand the material and build consistent practice-exam scores before taking the state exam.