How to get a Florida insurance license

Step 1: Complete a Florida Pre-Licensing Insurance Course

To qualify for the Florida insurance license exam, you must complete a pre-licensing insurance course that is certified by the Florida Department of Financial Services. Upon passing the pre-licensing course final exam, you will be awarded a Certificate of Course Completion.

Our Florida pre-licensing insurance courses cover the various insurance concepts, definitions, insurance laws and agent regulations listed on the Florida Examination Content Outline. Courses are presented in a clear and concise format and include instructional videos, interactive illustrations, practice exams, and student support.

National Online Insurance School is certified by the Florida Department of Financial Services to offer the following courses:

Step 2: Pass the Florida Insurance License Exam

Upon successfully completing your pre-licensing insurance course, you must register with Pearson Vue to take your state insurance exam. Exam reservations can be made online at the Pearson Vue website or over the phone at (888) 274-2020.

Expected cost

Insurance Exam Fee: $44.00

Florida Insurance Exam Details

• Bring one current, unexpired, government-issued photo ID with a signature. The name on the identification must exactly match the name used for the exam registration. A Certificate of Course Completion is not required at the testing center.
• Arrive at least 30 minutes before the scheduled exam appointment to allow time for check-in. Candidates who arrive late may not be admitted and may forfeit the examination fee.
• Testing accommodations are available for individuals with documented disabilities and must be requested and approved through Pearson VUE before scheduling the exam.
• A score of 70% is required to pass the Florida insurance license exam.
• Pretest questions are included throughout the exam but are not scored.

Learn more about the exam format, testing process, and what to expect on exam day in our Florida Insurance Exam: What to Expect and How to Pass guide.

Step 3: Submit Electronic Fingerprints

Florida resident applicants must submit electronic fingerprints through IdentoGO by Idemia to complete the required criminal history background check. Register with IdentoGO and visit a LiveScan location to have your fingerprints submitted electronically to the Florida Department of Law Enforcement. The results are then provided electronically to the Florida Department of Financial Services.

Expected cost

Electronic Fingerprints Fee: $49.50 plus applicable local Florida county sales tax

Step 4: Complete an Insurance License Application

Once you have passed the state insurance exam, you can apply for your insurance license through the Florida Department of Financial Services. Click the button below and follow the steps to complete your application:

1. If you do not already have an account, click "Create Account."
2. Choose "Individual" and complete the required information.
3. Complete your application and submit the required payment.

For assistance creating an account or accessing an existing account, visit the Florida Department of Financial Services MyProfile page for additional information and tutorials.

License qualifications

• Must be at least 18 years of age
• A resident of the state of Florida
• A United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services
• Pass the state insurance exam for the lines of authority for which you are applying
• Must not have committed any act that is a ground for denial, suspension, or revocation of license. Click here for more details

Expected cost

Application Fee: $50.00

Military Fee Waiver

Members of the U.S. Armed Forces and their spouses, and veterans who have been honorably discharged, are exempt from the license application filing fee. Eligible applicants must provide documentation of their military status or honorable discharge to the Florida Department of Financial Services.

For documentation requirements and additional information, review the Florida Department of Financial Services licensing fees and military exemption information.

Print your insurance license

Once your application has been approved, you will receive an email from the Florida Department of Financial Services. You will be able to view and print your Florida insurance license from your MyProfile account.