New York offers separate Life, Accident & Health, and combined Life/Accident & Health insurance license options. The Life and Accident & Health licenses each require 20 hours of approved pre-licensing education, while the combined license requires 40 hours and provides authority across both lines. The license you choose should match the types of insurance products you plan to sell.
The Florida 2-15 Life & Health insurance license provides authority to sell both Life and Health insurance products in Florida, including annuities and variable contracts. Applicants using the standard education path must complete a 60-hour Florida-approved Life and Health pre-licensing course before applying, pass the 2-15 state exam with a 70% score, submit the license application and fingerprints, and receive approval from the Florida Department of Financial Services. An appointment is required for the license to be valid.
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