Maintaining an active insurance license requires completing continuing education (CE) requirements established by each state insurance department. While continuing education requirements follow a similar structure across the United States, each state sets its own rules for required hours, renewal periods, and ethics requirements.
This guide provides a state-by-state overview of insurance continuing education requirements, helping you understand renewal requirements and find the specific CE requirements for your state.
How Insurance CE Requirements Work
Although continuing education requirements vary by state, the overall process for maintaining an active insurance license is similar across the United States. Most agents must complete a set number of continuing education hours during each renewal period and ensure all requirements are met before the renewal deadline.
Many states also require specific coursework, such as Ethics or Law and Ethics updates, and may adjust total hour requirements based on how long the license has been held. Renewal deadlines are typically based on a fixed cycle, such as every two years, and missing these deadlines may result in penalties or license status changes. After completing the required hours, course providers report completion to the state to confirm compliance and help ensure the license remains active and in good standing.
Find Your State’s Insurance CE Requirements
Each state sets its own continuing education requirements, including required credit hours, renewal deadlines, and ethics coursework. Select your state below to review the specific CE requirements and stay compliant with your license renewal.
California Insurance CE Requirements
To maintain an active insurance license in California, agents must complete the state’s continuing education requirements, including required credit hours and renewal compliance. California requires 24 hours of CE every two years, including a 3-hour Ethics requirement. For more information on California CE requirements, review the guide to California insurance CE requirements.
Florida Insurance CE Requirements
To maintain an active insurance license in Florida, agents must complete the state’s continuing education requirements, including required credit hours and the 4-hour Law and Ethics requirement. Florida requires 24 hours of CE every two years, or 20 hours for agents licensed 6 years or more. For more information on Florida CE requirements, review the guide to Florida insurance CE requirements.
Georgia Insurance CE Requirements
To maintain an active insurance license in Georgia, agents must complete the state’s continuing education requirements, including required credit hours and the 3-hour Ethics requirement. Georgia requires 24 hours of CE every two years, or 20 hours for agents licensed 20 years or more. For more information on Georgia CE requirements, review the guide to Georgia insurance CE requirements.
New York Insurance CE Requirements
To maintain an active insurance license in New York, agents must complete the state’s continuing education requirements, including required credit hours and Ethics requirements. New York requires 15 hours of CE every two years. For more information on New York CE requirements, review the guide to New York insurance CE requirements.
Pennsylvania Insurance CE Requirements
To maintain an active insurance license in Pennsylvania, agents must complete the state’s continuing education requirements, including required credit hours and the 3-hour Ethics requirement. Pennsylvania requires 24 hours of CE every two years. For more information on Pennsylvania CE requirements, review the guide to Pennsylvania insurance CE requirements.
Texas Insurance CE Requirements
To maintain an active insurance license in Texas, agents must complete the state’s continuing education requirements, including required credit hours, the 3-hour Ethics requirement, and classroom-equivalent credit. Texas requires 24 hours of CE every two years, including at least 12 hours of classroom-equivalent credit. For more information on Texas CE requirements, review the guide to Texas insurance CE requirements.
Start the Insurance Continuing Education Process
After reviewing your state’s continuing education requirements, the next step is completing the required CE hours and ensuring all requirements are met before the renewal deadline. National Online Insurance School is a nationwide insurance education provider offering state-approved continuing education courses designed to help agents stay compliant and maintain an active license.
Select your state above to review specific continuing education requirements and available course options.
Looking to get licensed? Review our guide to insurance license requirements by state.
