If you plan to sell life or health insurance in Georgia, you must obtain a Georgia insurance agent license and meet all state licensing requirements before conducting business.
This guide explains Georgia Life & Health pre-licensing requirements, timelines, and next steps so you can complete your education, pass the state exam, and obtain your license efficiently.
What Is a Georgia Life & Health Insurance License?
A Georgia Life & Health insurance license authorizes an agent to sell life insurance, accident and health insurance, annuities, and related products in the state of Georgia.
This license is commonly referred to as the Georgia Life and Health license and is required for individuals working with insurers, agencies, or brokerages offering these products.
Georgia Pre-Licensing Course Requirements
Georgia requires approved pre-licensing education before you can sit for the state licensing exam. Applicants must complete the required hours through a Georgia-approved pre-licensing provider.
The pre-licensing course is designed to prepare applicants for the Georgia insurance exam and to ensure familiarity with insurance concepts, policy provisions, and Georgia insurance laws.
Completing a structured pre-licensing course helps reduce confusion and improves exam readiness.
What the Georgia Pre-Licensing Course Covers
A Georgia Life & Health pre-licensing course typically covers general insurance principles, life insurance concepts, health insurance products, policy provisions and riders, annuities, Georgia insurance laws and regulations, ethics, consumer protection, and exam-style practice questions.
Although the state controls the course outline, the quality of instruction and exam preparation varies by provider.
How Long Does It Take to Complete Georgia Pre-Licensing?
Most students complete Georgia pre-licensing education within two to four weeks when studying consistently. Completion time depends on whether you study full time or part time.
After completing the course, students can schedule the state exam and continue through the licensing process without unnecessary delays.
Georgia Licensing Timeline
The licensing process generally follows these steps:
- Enroll in a Georgia-approved Life & Health pre-licensing course
- Complete all required coursework and education hours
- Receive course completion confirmation
- Schedule and pass the Georgia state licensing exam
- Submit fingerprints and required background information
- Submit the license application
- Receive state approval before selling insurance
Understanding the correct order of steps helps prevent delays caused by missing documentation or incomplete applications.
What Happens After You Complete the Course?
Completing a Georgia pre-licensing course does not automatically grant a license. It qualifies you to take the state exam and proceed with the remaining licensing steps.
After passing the exam, applicants must complete fingerprinting, submit an application, and receive approval from the Georgia Office of Insurance and Safety Fire Commissioner before selling insurance.
Choosing the Right Georgia Pre-Licensing Course
Although all approved courses meet Georgia requirements, the learning experience can differ by provider.
When comparing Georgia pre-licensing options, look for state approval, exam-focused instruction, realistic practice questions, structured learning progression, and clear guidance on Georgia licensing steps.
A well-designed course helps shorten study time, reduce anxiety, and improve confidence on exam day.
Next Steps
If your goal is to obtain a Georgia Life & Health insurance license efficiently, your next step is enrolling in an approved Georgia pre-licensing course that prepares you for both the exam and the licensing process.
A structured course provides a clear path from enrollment to exam eligibility and helps ensure you meet Georgia requirements from the start.
