Student preparing for an insurance licensing exam using National Online Insurance School
California Certified Insurance School
State-Approved California DOI Provider ID: 275978
Guarantee Pass Pass protection included with all courses
3,000+ Questions Exam-level practice questions
Pass Report Know when you're ready to pass
18+ Years Helping students get licensed
Instructor Support Available 7 days a week

Proven exam prep to get you licensed

We guide you every step of the way with clear lessons, focused exam prep, and real-time feedback that shows exactly when you're ready.

Learn
Step 1: Understand the fundamentals

Learn what matters most with focused lessons covering the topics on your state's licensing exam.

Learn
Practice
Step 2: Take smart practice exams

3,000+ exam-style questions that mirror the format and difficulty of the state exam.

Practice
Track
Step 3: Get real-time feedback

Stay motivated with real-time tracking that identifies what to review and confirms when you're exam-ready.

Track
Step 1: Understand the fundamentals

Learn what matters most with focused lessons covering the topics on your state's licensing exam.

Course Lessons

Pass on your first try. Guaranteed.

Our Guarantee Pass gives you the confidence and support you need to succeed. Students who follow our Guarantee Pass program achieve a 92% success rate on the state exam.

Everything You Need to Pass

All-inclusive exam prep with no add-ons or tiered pricing, plus 60 days of course access starting when you begin the course.

Life

$159

California Life exam prep covering all topics on the state exam outline and designed to help you pass on your first attempt.

Includes the required 12-hour Ethics & Insurance Code course.

Course includes:

  • 2,000+ exam-level questions
  • Pass Report real-time feedback
  • 12-hour Ethics & Code course included
  • Instructor support 7 days a week
  • Guarantee Pass program
30-Day Money-Back Guarantee
A full refund is available within 30 days if less than 50% of the course is completed.
MOST POPULAR

Life & Health

$189

California Life, Accident & Health or Sickness exam prep covering all topics on the state exam outline and designed to help you pass on your first attempt.

Includes the required 12-hour Ethics & Insurance Code course.

Course includes:

  • 3,000+ exam-level questions
  • Pass Report real-time feedback
  • 12-hour Ethics & Code course included
  • Instructor support 7 days a week
  • Guarantee Pass program
30-Day Money-Back Guarantee
A full refund is available within 30 days if less than 50% of the course is completed.

Health

$159

California Accident & Health or Sickness exam prep covering all topics on the state exam outline and designed to help you pass on your first attempt.

Includes the required 12-hour Ethics & Insurance Code course.

Course includes:

  • 2,000+ exam-level questions
  • Pass Report real-time feedback
  • 12-hour Ethics & Code course included
  • Instructor support 7 days a week
  • Guarantee Pass program
30-Day Money-Back Guarantee
A full refund is available within 30 days if less than 50% of the course is completed.

Only need the required 12-hour Ethics & Insurance Code?

This standalone course is for individuals who only need to complete California's required 12-hour Ethics & Insurance Code education and do not need exam prep.

Ethics & Insurance Code

$49.99

This course satisfies California's required 12-hour Ethics and Insurance Code requirement, including the mandated 1-hour fraud training. It must be completed in addition to passing the state licensing exam.

12 Credit Hours
Self-Paced
State Approved

$49.99

30-Day Money-Back Guarantee
A full refund is available within 30 days if less than 50% of the course is completed.

The course showed me exactly where I needed to improve and made it easy to focus on what mattered. Practice exams were also a huge help!

Student Testimonial
Linda Kenosha, WI

Great course! The practice exams covered all the key topics, and the questions were similar enough to the state exam that I felt prepared. Passed with an 88%!

Student Testimonial
Henry San Antonio, TX

Frequently Asked Questions

What are the requirements to get a California insurance license?

To obtain a California insurance license, you must pass the applicable state licensing exam, complete fingerprinting for a background check, submit your license application, and meet the state's education requirement.

As of January 1, 2026, California requires completion of the state-approved 12-hour Ethics and California Insurance Code course before your license can be issued. The course may be completed before or after you take the state licensing exam.

Is National Online Insurance School certified by the California Department of Insurance?

Yes. National Online Insurance School is a California-certified insurance education provider (Provider ID: 275978) approved to provide the state-required 12-hour Ethics and California Insurance Code course.

The 12-hour course satisfies the education requirement for Life, Accident and Health or Sickness, Property, Casualty, Personal Lines, and Limited Lines Automobile license applicants.

National Online Insurance School has helped students prepare for insurance licensing exams since 2008. Our California exam prep courses cover the Life and Health concepts tested on the state exam and include unlimited practice exams through our Exam Simulator.

Does the California insurance exam prep include the required 12-hour Ethics and Insurance Code course?

Yes. Our California exam prep courses include the required 12-hour Ethics and California Insurance Code course.

The 12-hour course must be completed before your license can be issued, although California does not require you to complete it before taking the state licensing exam. It is a separate licensing requirement from exam preparation and is included so you can prepare for the exam and complete the required education within the same enrollment.

Can I take only the 12-hour California Ethics and Insurance Code course without exam prep?

Yes. The required 12-hour Ethics and California Insurance Code course is available as a standalone enrollment

The standalone course satisfies the 12-hour education requirement but does not include our Life or Health exam-preparation coursework, Exam Simulator, Pass Report, or Guarantee Pass.

How long does it take to prepare for the state insurance exam?

Most students prepare for the state insurance exam in one to two weeks, but the timeline can range from a few days to a few weeks depending on state requirements, required course hours, and study pace.

Every enrollment includes 60 days of course access, beginning when you start the course. Because the course is self-paced, you can take the time needed to understand the material and build consistent practice-exam scores before taking the state exam.

Are practice exams included to help me prepare for my state exam?
Our Exam Simulator gives you unlimited, customizable practice exams that mirror the format and difficulty of the state licensing exam. It includes 3,000+ questions, detailed answer reviews, and connects directly to Pass Report to track your performance.
What if I need help during my course?
You'll have access to licensed instructors seven days a week for the duration of your enrollment. If you have a question, simply use the Ask an Instructor feature within the course to get a quick, written response-perfect for reviewing anytime you need it.
What is Pass Report and how does it help me prepare?
Pass Report is our real-time readiness tracker. It analyzes your lesson progress, practice exam results, and final exam score to show when you're ready for the state exam. It helps cut study time, doubles your chance of passing, and gives you confidence on exam day.
What is the Guarantee Pass and how does it work?
Our Guarantee Pass is included at no extra cost. Pass two consecutive practice exams in our simulator and take your state exam within three days. If you don't pass, you'll keep full course access until you do — or you can request a full refund.

Not ready to enroll?
Try a free exam.

See how our practice exams help you pass your state exam.  No signup required.

Try a Free Exam

Insurance Pre-Licensing Course

California Insurance Licensing Resources

Looking for California licensing requirements, exam information, testing procedures, and other licensing resources? Review our California Insurance License Requirements guide and explore the articles below for additional information.

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