Pre-Licensing Insurance Courses

Proven exam prep to get you licensed

We guide you every step of the way with clear lessons, focused exam prep, and real-time feedback that shows exactly when you're ready.

Learn
Step 1: Understand the fundamentals

Learn what matters most with focused lessons covering the topics on your state's licensing exam.

Learn
Practice
Step 2: Take smart practice exams

3,000+ exam-style questions that mirror the format and difficulty of the state exam.

Practice
Track
Step 3: Get real-time feedback

Stay motivated with real-time tracking that identifies what to review and confirms when you're exam-ready.

Track
Step 1: Understand the fundamentals

Learn what matters most with focused lessons covering the topics on your state's licensing exam.

Course Lessons

Pass on your first try. Guaranteed.

Our Guarantee Pass gives you the confidence and support you need to succeed. Students who follow our Guarantee Pass program achieve a 92% success rate on the state exam.

Everything You Need to Pass

Complete exam prep with no add-ons or tiered pricing.

Life

$135

$159

15% off with code START15

California Life exam prep covering all topics on the state exam outline and designed to help you pass on your first attempt.

Includes the required 12-hour Ethics & Insurance Code course.

Course includes:

  • 2,000+ state-level questions
  • Pass Report study tracking
  • 12-hour Ethics & Code course included
  • 7-day instructor support
  • Guarantee Pass program
30-Day Money-Back Guarantee
A full refund is available within 30 days if less than 50% of the course is completed.
MOST POPULAR

Life & Health

$160

$189

15% off with code START15

California Life, Accident & Health or Sickness exam prep covering all topics on the state exam outline and designed to help you pass on your first attempt.

Includes the required 12-hour Ethics & Insurance Code course.

Course includes:

  • 3,000+ state-level questions
  • Pass Report study tracking
  • 12-hour Ethics & Code course included
  • 7-day instructor support
  • Guarantee Pass program
30-Day Money-Back Guarantee
A full refund is available within 30 days if less than 50% of the course is completed.

Health

$135

$159

15% off with code START15

California Accident & Health or Sickness exam prep covering all topics on the state exam outline and designed to help you pass on your first attempt.

Includes the required 12-hour Ethics & Insurance Code course.

Course includes:

  • 2,000+ state-level questions
  • Pass Report study tracking
  • 12-hour Ethics & Code course included
  • 7-day instructor support
  • Guarantee Pass program
30-Day Money-Back Guarantee
A full refund is available within 30 days if less than 50% of the course is completed.

Only Need 12 Hours of Ethics & Insurance Code?

For individuals who have already passed the state insurance exam, this standalone course satisfies California's required 12-hour Ethics & Insurance Code requirement.

12-Hour Ethics & Insurance Code

$69.99

This course satisfies California's required 12-hour Ethics and Insurance Code requirement, including the mandated 1-hour fraud training. It must be completed in addition to passing the state licensing exam.

12 Credit Hours
Self-Paced
State Approved

$69.99

30-Day Money-Back Guarantee
A full refund is available within 30 days if less than 50% of the course is completed.

The course showed me exactly where I needed to improve and made it easy to focus on what mattered. Practice exams were also a huge help!

Student Testimonial
Linda Kenosha, WI

Great course! The practice exams covered all the key topics, and the questions were similar enough to the state exam that I felt prepared. Passed with an 88%!

Student Testimonial
Henry San Antonio, TX

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Try a free exam.

See how our practice exams help you pass your state exam.  No signup required.

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Insurance Pre-Licensing Course

Frequently Asked Questions

Is National Online Insurance School certified by the California Department of Insurance?
Yes. National Online Insurance School is certified by the California Department of Insurance (School ID: 275978).
What are the licensing requirements to obtain my California insurance license?
To guide you through the pre-licensing process and obtain your California insurance license, please visit our How to get a California Insurance License page.
Does enrollment include the required 12-hour California Ethics and Insurance Code course?
Yes. Enrollment includes the mandatory 12-hour California Ethics and Insurance Code course required by the California Department of Insurance. This course is required before the Department of Insurance will issue your license, although it may be completed before or after you take the state licensing exam. Our program includes both the exam preparation coursework and the required Ethics course so you have everything needed to meet California licensing requirements.
Are practice exams included to help me prepare for my state exam?
Our Exam Simulator gives you unlimited, customizable practice exams that mirror the format and difficulty of the state licensing exam. It includes 3,000+ questions, detailed answer reviews, and connects directly to Pass Report to track your performance.
How long does it take to complete the exam prep course?
Most students complete the course within one to two weeks, but we provide a full 60-day enrollment period to ensure you have ample time to study at your own pace and thoroughly prepare for your state exam. This flexible timeframe is ideal for those with busy schedules, allowing you to learn when it's most convenient.
Can I complete my coursework at my own pace?
Yes. Our courses are designed for self-paced learning, allowing you to take the time you need to fully understand the material and build confidence. You'll have a 60-day enrollment period, which begins on the day you start the course.
What if I need help during my course?
You'll have access to licensed instructors seven days a week for the duration of your enrollment. If you have a question, simply use the Ask an Instructor feature within the course to get a quick, written response-perfect for reviewing anytime you need it.
What is Pass Report and how does it help me prepare?
Pass Report is our real-time readiness tracker. It analyzes your lesson progress, practice exam results, and final exam score to show when you're ready for the state exam. It helps cut study time, doubles your chance of passing, and gives you confidence on exam day.
What is the Guarantee Pass and how does it work?
Our Guarantee Pass is included at no extra cost. Pass two consecutive practice exams in our simulator and take your state exam within three days. If you don't pass, you'll keep full course access until you do — or you can request a full refund.

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