Tennessee Insurance License Requirements

As a state-certified life and health insurance education provider, our goal is to guide you through the pre-licensing process. In addition to completing your pre-licensing training, we have simplified the steps to attaining your Tennessee insurance license.
Our Tennessee Pre-Licensing Education Provider ID: 1450

How to get a Tennessee Insurance License


Step 1

Complete a Tennessee Pre-Licensing Insurance Course

To qualify for the Tennessee insurance license exam, you must complete a pre-licensing insurance course that is certified by the Tennessee Department of Commerce and Insurance. Upon passing the pre-licensing course final exam, you will be awarded a Certificate of Course Completion.

Our Tennessee pre-licensing insurance courses cover the various insurance concepts, definitions, insurance laws and agent regulations listed on the Tennessee Examination Content Outline. Courses are presented in a clear and concise format and include instructional videos, interactive illustrations, practice exams, and student support.

National Online Insurance School is certified by the Tennessee Department of Commerce and Insurance to offer the following courses:

Pre-Licensing Course Course Credit Hours
Life, Accident & Health 40
Life 20
Accident & Health 20

Step 2

Pass the Tennessee Insurance License Exam

Upon completing your pre-licensing insurance course, you must register with Pearson Vue to take your state insurance exam. Exam reservations can be made online at the Pearson Vue website or over the phone at (800) 274-4957.

Expected cost

Insurance Exam Fee: $54.00

About the state exam

  • You are required to provide a copy of your pre-licensing Certificate of Course Completion and two current forms of identification at the testing center. The name on the identification must exactly match the name on the registration. The primary identification must be government-issued and photo-bearing with a signature, such as a driver license, passport, etc. The secondary identification must contain a valid signature and must not be expired, such as a Debit (ATM) or Credit card.
  • Exam times are typically available in the morning, afternoon and early evening at various locations throughout the state
  • You should arrive 30 minutes before your scheduled appointment to allow time for check-in procedures. If you arrive late, you will not be allowed to take your exam and will forfeit your exam fee.
  • Applicants with disabilities should make special arrangements before registering for the state exam by contacting the testing administrator at (800) 466-0450
  • Passing score is 70%
License Exam Exam Time Scored Questions Pre-Test Questions Total Questions
Life 1 hour 45 mins 68 14 82
Accident & Health 1 hour 45 mins 68 14 82

Review our Insurance License Exam Tips to learn more about the state exam format and the types of questions asked on the exam, as well as additional test-taking tips to help you prepare for your exam day.

Important
The Tennessee Department of Commerce and Insurance requires that an applicant who fails his or her state exam must wait 30 days before they are eligible to reschedule. If an applicant has not passed the exam within 6 months of their first attempt, he or she is required to retake a pre-licensing course.


Step 3

Submit Electronic Fingerprints

You must schedule an appointment to submit electronic fingerprints to complete a background check. Fingerprints are required by the Tennessee Department of Commerce and Insurance to ensure that applicants do not have a disqualifying criminal or social services background that would prevent them from being a licensed insurance agent.

Expected cost

Electronic Fingerprints Fee: $42.00


Step 4

Complete an Insurance License Application

You can apply for an insurance license through the Vertafore website. Click the button below and follow the steps to complete your application:

  1. Click 'Apply for a license' from the menu on the left
  2. Click the New Insurance License button within the 'New Insurance Licenses' section
  3. Choose 'Resident,' then choose 'Individual,' and click the Continue button
  4. Enter your email address
  5. Enter your information and choose the state you wish to apply for a license, then click continue
  6. Select 'Resident Agent' as your license type and continue
  7. Select the types of license(s) you wish to apply for and continue
  8. Enter all requested information and submit payment

License qualifications

  • Must be at least 18 years of age
  • A resident of the state of Tennessee
  • Complete the required pre-licensing course hours for the lines of authority for which you are applying
  • Pass the state insurance exam for the lines of authority for which you are applying
  • Must not have committed any act that is a ground for denial, suspension, or revocation of license

Expected cost

Application Fee: $50.00

Additional Resources

Review the Pearson Vue Candidate Handbook for additional details regarding the pre-licensing process.

Tennessee Department of Commerce and Insurance

  • 500 James Robertson Parkway
    Nashville, TN 37243
  • (888) 416-0868
  • Website

Exam Administrator

  • Pearson Vue
  • (800) 274-4957
  • Website

Electronic Fingerprints

Insurance Application

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