Massachusetts License Requirements

How to get a Massachusetts insurance license

At National Online Insurance School, our goal is to guide you through the pre-licensing process. In addition to completing your pre-licensing training, we have simplified the steps to attaining your Massachusetts insurance license.

Step 1: Prepare with a Massachusetts Pre-Licensing Insurance Course

Our Massachusetts pre-licensing insurance courses cover the various insurance concepts, definitions, insurance laws and agent regulations listed on the Massachusetts Examination Content Outline. Courses are presented in a clear and concise format and include instructional videos, interactive illustrations, practice exams, and student support.

National Online Insurance School provides the following pre-licensing insurance courses in Massachusetts:

Pre-Licensing Course
Life, Accident & Health or Sickness
Accident & Health or Sickness

Step 2: Pass the Massachusetts Insurance License Exam

Once you are prepared to sit for your state exam, you must register with Prometric to take your state insurance exam. Exam reservations can be made online at the Prometric website or over the phone at (800) 741-9380.

Expected cost

$39.00 for One Line of Authority (Series 16-51 Producer's Exam for Life Insurance or Series 16-52 Producer's Exam for Accident and Health or Sickness Insurance)

$49.00 for Two Lines of Authority (Series 16-51 Producer's Exam for Life Insurance and Series 16-52 Producer's Exam for Accident and Health or Sickness Insurance)

About the state exam

  • A current form of identification with a photo (driver license, passport, etc.) that exactly matches the name on the exam registration at the testing center.
  • Exam times are typically available in the morning and afternoon on weekdays and certain weekends, at various locations throughout the state
  • You should arrive 30 minutes before your scheduled appointment to allow time for check-in procedures. If you arrive late you will not be allowed to take your exam and will forfeit your exam fee.
  • Applicants with disabilities should make special arrangements prior to registering for the state exam by contacting the testing administrator at (888) 226-9406
  • Passing score is 70%
License Exam Exam Time Scored Questions Pre-Test Questions Total Questions
Series 16-51 Producer's Exam for Life Insurance 2 hrs 100 5 105
Series 16-52 Producer's Exam for Accident and Health or Sickness Insurance 2 hrs 100 5 105

Review our Insurance License Exam Tips to learn more about the state exam format and the types of questions asked on the exam, as well as additional test-taking tips to help you prepare for your exam day.

Step 3: Complete an Insurance License Application

You can apply for an insurance license through the Vertafore website. Click the button below and follow the steps to complete your application:

  1. Click 'Apply for a license' from the menu on the left
  2. Click the New Insurance License button within the 'New Insurance Licenses' section
  3. Choose 'Resident,' then choose 'Individual,' and click the Continue button
  4. Enter your email address
  5. Enter your information and choose the state you wish to apply for a license, then click continue
  6. Select 'Resident Agent' as your license type and continue
  7. Select the types of license(s) you wish to apply for and continue
  8. Enter all requested information and submit payment

License qualifications

  • Must be at least 18 years of age
  • A resident of the state of Massachusetts
  • Pass the state insurance exam for the lines of authority for which you are applying
  • Must not have committed any act that is a ground for denial, suspension, or revocation of license

Expected cost

Application Fee: $225.00 - Veterans who submit their DD-214 paperwork and individuals that submit appropriate documentation verifying legal blindness to the Division are exempt from this fee

Additional Resources

Review the Prometric Licensing Information Handbook for additional details regarding the pre-licensing process.

Massachusetts Division of Insurance

  • 1000 Washington Street Suite #810
    Boston, MA 02118-6200
  • (617) 521-7794
  • Website

Exam Administrator

Insurance Application

Exam ready in 1 to 2 weeks

However, we provide a 3-month enrollment period so that you can study at your own pace and at a time convenient to you.

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