How to get a North Carolina insurance license

Step 1: Prepare with a North Carolina Pre-Licensing Insurance Course

Our North Carolina pre-licensing insurance courses cover the various insurance concepts, definitions, insurance laws and agent regulations listed on the North Carolina Examination Content Outline. Courses are presented in a clear and concise format and include instructional videos, interactive illustrations, practice exams, and student support.

National Online Insurance School provides the following pre-licensing insurance courses in North Carolina:

Step 2: Complete an Insurance License Application

You can apply for an insurance license through the Vertafore website. Click the button below and follow the steps to complete your application:

1. Click 'Apply for a license' from the menu on the left
2. Click the New Insurance License button within the 'New Insurance Licenses' section
3. Choose 'Resident,' then choose 'Individual,' and click the Continue button
4. Enter your email address
5. Enter your information and choose the state you wish to apply for a license, then click continue
6. Select 'Resident Agent' as your license type and continue
7. Select the types of license(s) you wish to apply for and continue
8. Enter all requested information and submit payment

License qualifications

• Must be at least 18 years of age
• A resident of the state of North Carolina
• Pass the state insurance exam for the lines of authority for which you are applying
• Must not have committed any act that is a ground for denial, suspension, or revocation of license

Expected cost

Application Fee: $82 base fee plus $50 for each line of authority. The base fee of $82 includes the $38 fingerprint fee for first-time applicants.

Step 3: Pass the North Carolina Insurance License Exam

Register with Pearson Vue to take your state insurance exam. Exam reservations can be made online at the Pearson Vue website or over the phone at (866) 265-6329.

Expected cost

Insurance Exam Fee: $45.00 per line of authority

About the state exam

• You are required to provide two current forms of identification at the testing center. The name on the identification must exactly match the name on the registration. The primary identification must be government-issued and photo-bearing with a signature, such as a driver's license, state identification card, military ID, or passport. The secondary identification must contain a valid signature and must not be expired, such as a Social Security Card, debit card (ATM), credit card, or any form of primary identification.
• Exam times are typically available in the morning, afternoon and early evening at various locations throughout the state
• You should arrive 30 minutes before your scheduled appointment to allow time for check-in procedures. If you arrive late, you will not be allowed to take your exam and will forfeit your exam fee.
• Applicants with disabilities should make special arrangements before registering for the state exam by contacting the testing administrator
• Passing score is 70%

Review our Insurance License Exam Tips to learn more about the state exam format and the types of questions asked on the exam, as well as additional test-taking tips to help you prepare for your exam day.

Step 4: Submit Electronic Fingerprints

You must schedule an appointment to submit electronic fingerprints to complete a background check. Fingerprints are required by the North Carolina Department of Insurance to ensure that applicants do not have a disqualifying criminal or social services background that would prevent them from being a licensed insurance agent.

Expected cost

Electronic Fingerprints Fee: Approximately $38.00