Alabama Insurance License Requirements

As a state-certified life and health insurance education provider, our goal is to guide you through the pre-licensing process. In addition to completing your pre-licensing training, we have simplified the steps to attaining your Alabama insurance license.
Our Alabama Pre-Licensing Education Provider ID: 23300435

How to get an Alabama Insurance License


Step 1

Complete an Alabama Pre-Licensing Insurance Course

To qualify for the Alabama insurance license exam, you must complete a pre-licensing insurance course that is certified by the Alabama Department of Insurance. Upon passing the pre-licensing course final exam, you will be awarded a Certificate of Course Completion.

Our Alabama pre-licensing insurance courses cover the various insurance concepts, definitions, insurance laws and agent regulations listed on the Alabama Examination Content Outline. Courses are presented in a clear and concise format and include instructional videos, interactive illustrations, practice exams and student support.

National Online Insurance School is certified by the Alabama Department of Insurance to offer the following courses:

Pre-Licensing Course Course Credit Hours
Life & Health 40
Life 20
Health 20

Important
Your Certificate of Course Completion is valid for a period of 12 months from the date you pass your pre-licensing course final exam.


Step 2

Pass the Alabama Insurance License Exam

Upon successfully completing your pre-licensing insurance course, you must register with the University of Alabama to take your state insurance exam. Registration must occur at least 7 days in advance of the date in which you intend to sit for your state exam. Exam reservations can be made online at the University's website or over the phone at (205) 348-3000.

Expected cost

Insurance Exam Fee: $50.00 for single-line exam (Life only or Health only)

Insurance Exam Fee: $75.00 for combined exam (Life and Health)

About the state exam

  • You are required to provide a copy of your pre-licensing Certificate of Course Completion and a current form of identification with a photo (driver license, passport, etc.) at the testing center
  • Exam times are typically available at 8:30 AM and 1 PM on weekdays at various campus locations
  • You should arrive 30 minutes before your scheduled appointment to allow time for check-in procedures. If you arrive late you will not be allowed to take your exam and will forfeit your exam fee.
  • Applicants with disabilities should make special arrangements prior to registering for the state exam by contacting the testing administrator at (205) 348-3000
  • Passing score is 70%
License Exam Exam Time Scored Questions
Life & Health 3 hrs 150
Life 2 hrs 30 mins 125
Health 2 hrs 100

Review our Insurance License Exam Tips to learn more about the state exam format and the types of questions asked on the exam, as well as additional test-taking tips to help you prepare for your exam day.

Important
The certificate that you will receive from the testing administrator upon passing the state exam is valid for 12 months.

Required Waiting Periods for Failed Exams:

  • Fail 1st Attempt: No Waiting Period
  • Fail 2nd Attempt: 90 Days
  • Fail 3rd Attempt: No Waiting Period
  • Fail 4th Attempt: 180 Days
  • Fail Any Attempt After: 180 Days After Each Time

Step 3

Submit Electronic Fingerprints

After passing your state insurance exam, before applying for your insurance license, you must submit electronic fingerprints to complete a background check. Fingerprints are required by the Department of Insurance to ensure that applicants do not have a disqualifying criminal or social services background that would prevent them from being a licensed insurance agent.

Expected cost

Electronic Fingerprints Fee: $49.75

Important
Electronic fingerprints will remain active for only 30 days after they are submitted. You must pass your state exam and apply for your insurance license within this period, or you will have to resubmit fingerprints and pay the required fee. The Alabama Department of Insurance will only accept fingerprints electronically processed through 3M Cogent.


Step 4

Complete an Insurance License Application

Once you have passed your state insurance exam, you can apply for your insurance agent license through the Vertafore website. Please keep in mind that you will only be able to electronically apply for your license once you have passed your state insurance exam and the testing vendor has reported your successful completion to the Department of Insurance. Click the button below and follow the steps to complete your application:

  1. Click 'Apply for a license' from the menu on the left
  2. Choose 'Individual' next to 'Submit Resident Application'
  3. Enter your information at the top of the page, choose your state and continue
  4. Select 'Producer' as your license type and continue
  5. Add which licenses you wish to apply for an continue

For more information, view an illustrated step-by-step guide on how to apply for an insurance license.

License qualifications

  • Must be at least 18 years of age
  • A resident of the state of Alabama
  • Complete the required pre-licensing course hours for the lines of authority for which you are applying
  • Pass the state insurance exam for the lines of authority for which you are applying
  • Must not have committed any act that is a ground for denial, suspension, or revocation of license. Click here for more details

Expected cost

Application Fee: $60.00


Step 5

Provide Proof of Citizenship

Upon submitting your application, you are required to provide proof of citizenship by completing an online form through the website of the Alabama Department of Insurance. This form must be submitted to the Department of Insurance before they will issue your insurance license.

Important
If proof of citizenship documentation is not received within 10 days after submitting your insurance license application, your application will be declined and the Department of Insurance will not refund your application fee.



Additional Resources

Review the University of Alabama website for additional details regarding the pre-licensing process.

Alabama Department of Insurance

  • P.O. Box 303351
    Montgomery, AL 36130-3351
  • (334) 241-4126
  • Website

Exam Administrator

  • University of Alabama
  • (205) 348-0633
  • Website

Electronic Fingerprints

Insurance Application

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