Michigan requires pre-licensing education before candidates can take certain insurance producer licensing examinations. For Life and Accident & Health licensing, the required number of course hours depends on the line or lines of authority you are pursuing.<\/p>\n\n\n\n
Michigan requires 20 hours of pre-licensing education for Life and 20 hours for Accident & Health. Candidates preparing for both Life and Accident & Health must complete 40 hours of pre-licensing education.<\/p>\n\n\n\n
The Michigan Department of Insurance and Financial Services establishes the pre-licensing education requirements for resident insurance producer applicants.<\/p>\n\n\n\n
For the Life and Accident & Health lines of authority, the required education is:<\/p>\n\n\n\n
The required education must be completed through a Michigan-approved pre-licensing education provider before taking the applicable licensing examination.<\/p>\n\n\n\n
Michigan also requires pre-licensing education for several other lines of authority, including Property, Casualty, and Personal Lines, with the required hours depending on the license being pursued.<\/p>\n\n\n\n
Approved Michigan pre-licensing courses are intended to cover the insurance concepts and Michigan-specific material associated with the applicable line of authority.<\/p>\n\n\n\n
For Life and Accident & Health, DIFS requires approved courses to include instruction on Michigan insurance law in addition to the general insurance material. For each individual line, the required 20 hours include 6 hours of Michigan Insurance Code instruction.<\/p>\n\n\n\n
When Life and Accident & Health are offered together as an approved combination course, Michigan requires 6 hours of Michigan Code instruction for the combined course rather than requiring that state-law portion twice.<\/p>\n\n\n\n
Yes. Applicants who are subject to Michigan’s pre-licensing education requirement must complete the required coursework before taking the corresponding licensing examination.<\/p>\n\n\n\n
After successful completion, the approved education provider issues a Course Completion Certificate for the applicable line of authority and electronically reports the completion to DIFS.<\/p>\n\n\n\n
You do not need to bring the Course Completion Certificate to the testing site because the provider reports the completion electronically.<\/p>\n\n\n\n
For more information about the subjects, question counts, and passing requirements for the state exam, review our What Is on the Michigan Insurance Exam?<\/a> article.<\/p>\n\n\n\n A Michigan pre-licensing Course Completion Certificate is valid for 12 months from the date the course is completed.<\/p>\n\n\n\n The corresponding licensing examination must be passed during that 12-month period. If the certificate expires before the examination is successfully completed, the applicable pre-licensing requirement may need to be completed again before testing.<\/p>\n\n\n\n That makes it sensible to plan your exam within a reasonable period after finishing the course rather than allowing a long gap between course completion and testing.<\/p>\n\n\n\n Yes. Michigan allows approved pre-licensing education to be completed through self-study courses, which means candidates can use approved online programs instead of attending a traditional classroom course.<\/p>\n\n\n\n DIFS states that the pre-licensing requirement may be met through an approved 20-hour classroom course or an approved self-study course. Whichever method is used, the education must come from a Michigan-approved pre-licensing provider.<\/p>\n\n\n\n National Online Insurance School’s Michigan Life and Accident & Health courses are self-paced and 100% online, allowing students to complete the required education and prepare for the licensing examination on their own schedule.<\/p>\n\n\n\n Not necessarily. Completing the required education makes you eligible to move forward to the applicable licensing examination, but finishing the required hours does not automatically mean you are prepared to pass.<\/p>\n\n\n\n The state exam still tests your understanding of the insurance concepts and Michigan-specific material associated with the line of authority you are pursuing.<\/p>\n\n\n\n After completing the required coursework, continue reviewing weaker areas and use comprehensive practice exams to measure how consistently you can apply the material.<\/p>\n\n\n\n For a closer look at exam difficulty and preparation, review our How Hard Is the Michigan Insurance Exam?<\/a> article.<\/p>\n\n\n\n Keep that title bold for now as the internal-link placeholder until Article 2 is published.<\/p>\n\n\n\n Yes. Michigan provides certain exclusions and waivers from pre-licensing education requirements.<\/p>\n\n\n\n DIFS may grant a waiver for specific lines of authority to applicants who hold qualifying professional insurance designations. Applicants with qualifying college-level insurance coursework may also be eligible for a waiver.<\/p>\n\n\n\n The professional designation or coursework must correspond to the applicable line of authority, and candidates seeking a waiver should follow DIFS requirements for providing the supporting documentation.<\/p>\n\n\n\n The professional designation or coursework must correspond to the applicable line of authority. Candidates seeking a waiver should review the Michigan DIFS Pre-Licensing Education Requirements<\/a> for current eligibility and documentation requirements.<\/p>\n\n\n\n Michigan requires 20 hours of approved pre-licensing education for the Life line of authority.<\/p>\n\n\n\n Michigan requires 20 hours of approved pre-licensing education for Accident & Health.<\/p>\n\n\n\n Candidates completing the pre-licensing requirements for both Life and Accident & Health must complete 40 hours of approved education.<\/p>\n\n\n\n Yes. Pre-licensing education is required for resident producer applicants pursuing lines of authority subject to Michigan’s education requirement unless the applicant qualifies for an applicable exclusion or waiver.<\/p>\n\n\n\n Yes. Michigan permits approved self-study pre-licensing courses. National Online Insurance School offers Michigan Life and Accident & Health pre-licensing courses online.<\/p>\n\n\n\n The Course Completion Certificate is valid for 12 months from the completion date, and the corresponding licensing examination must be successfully completed during that period.<\/p>\n\n\n\n After completing the required Michigan pre-licensing education, the next step is preparing for and passing the applicable state licensing examination.<\/p>\n\n\n\n Review our Michigan Insurance Courses<\/a> to complete the required pre-licensing education and prepare for the state exam, or visit our Michigan License Requirements<\/a> page for the complete Michigan licensing process.<\/p>\n","protected":false},"excerpt":{"rendered":" Michigan requires 20 hours of pre-licensing education for Life and 20 hours for Accident & Health. Learn how the requirements work, what the courses include, and what to do after completing the required education.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[3],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.nationalonlineinsuranceschool.com\/insurance-license-blog\/wp-json\/wp\/v2\/posts\/4173"}],"collection":[{"href":"https:\/\/www.nationalonlineinsuranceschool.com\/insurance-license-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nationalonlineinsuranceschool.com\/insurance-license-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nationalonlineinsuranceschool.com\/insurance-license-blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nationalonlineinsuranceschool.com\/insurance-license-blog\/wp-json\/wp\/v2\/comments?post=4173"}],"version-history":[{"count":3,"href":"https:\/\/www.nationalonlineinsuranceschool.com\/insurance-license-blog\/wp-json\/wp\/v2\/posts\/4173\/revisions"}],"predecessor-version":[{"id":4187,"href":"https:\/\/www.nationalonlineinsuranceschool.com\/insurance-license-blog\/wp-json\/wp\/v2\/posts\/4173\/revisions\/4187"}],"wp:attachment":[{"href":"https:\/\/www.nationalonlineinsuranceschool.com\/insurance-license-blog\/wp-json\/wp\/v2\/media?parent=4173"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nationalonlineinsuranceschool.com\/insurance-license-blog\/wp-json\/wp\/v2\/categories?post=4173"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nationalonlineinsuranceschool.com\/insurance-license-blog\/wp-json\/wp\/v2\/tags?post=4173"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}How Long Is the Michigan Course Completion Certificate Valid?<\/h2>\n\n\n\n
Can Michigan Pre-Licensing Be Completed Online?<\/h2>\n\n\n\n
Does Completing the Required Hours Mean You Are Ready for the Exam?<\/h2>\n\n\n\n
Are There Waivers or Exceptions to Michigan Pre-Licensing?<\/h2>\n\n\n\n
Frequently Asked Questions<\/h2>\n\n\n\n
How many hours is the Michigan Life insurance pre-licensing course?<\/h3>\n\n\n\n
How many hours is the Michigan Accident & Health pre-licensing course?<\/h3>\n\n\n\n
How many hours are required for Michigan Life and Health?<\/h3>\n\n\n\n
Is Michigan insurance pre-licensing required?<\/h3>\n\n\n\n
Can Michigan insurance pre-licensing be completed online?<\/h3>\n\n\n\n
How long is a Michigan pre-licensing certificate valid?<\/h3>\n\n\n\n
Next Steps<\/h2>\n\n\n\n