The Florida 2-14 Life insurance license provides authority to sell Life insurance, annuities, and variable contracts. For applicants using the standard education path, Florida requires a 30-hour approved pre-licensing course and the applicable state licensing exam.<\/p>\n\n\n\n
This guide explains what the Florida 2-14 license allows you to sell, the required pre-licensing education, the state exam, and the requirements to become licensed.<\/p>\n\n\n\n
For the complete licensing process, including application, fingerprinting, fees, and state procedures, review our Florida Insurance License Requirements<\/a> page.<\/p>\n\n\n\n Florida officially identifies the 2-14 as the Resident Life, Including Annuities & Variable Contracts, Agent License. It provides Life insurance authority without the broader Health authority included with the Florida 2-15 license.<\/p>\n\n\n\n The 2-14 license provides authority for products including:<\/p>\n\n\n\n Certain products may require additional training, registration, appointments, or other requirements before they can be sold.<\/p>\n\n\n\n Unlike the Florida 2-15 Life & Health Insurance License<\/a>, which provides both Life and Health authority, or the Florida 2-40 Health Insurance License<\/a>, which provides Health authority, the 2-14 is focused on the Life line.<\/p>\n\n\n\n For applicants using Florida’s standard education qualification path, the 2-14 license requires completion of a 30-hour Florida-approved Life pre-licensing course<\/strong> within four years of the license application date.<\/p>\n\n\n\n The 30-hour course is a licensing prerequisite, but it does not have to be completed before you schedule or take the Florida 2-14 licensing exam. Course completion must still be satisfied as part of the licensing requirements before the license can be issued.<\/p>\n\n\n\n Florida also recognizes alternative qualification paths for certain applicants based on professional designations, insurance education, previous licensing, or license transfer eligibility.<\/p>\n\n\n\n A Florida-approved 2-14 pre-licensing course covers Life insurance, annuity, variable-contract, and Florida-specific insurance concepts required for the license.<\/p>\n\n\n\n Topics include:<\/p>\n\n\n\n Our Florida 2-14 Life Pre-Licensing Course<\/a> also includes exam-style practice questions and timed practice exams to reinforce the material and help you determine when you are ready for the state licensing exam.<\/p>\n\n\n\n The Florida 2-14 licensing exam is administered by Pearson VUE.<\/p>\n\n\n\n The examination covers general Life insurance concepts, annuities and variable contracts, and Florida-specific insurance laws and regulations. A score of 70%<\/strong> is required to pass.<\/p>\n\n\n\n Florida candidates may schedule the 2-14 examination with Pearson VUE without first completing the 30-hour course. The course remains part of the licensing requirements even when the examination is taken first.<\/p>\n\n\n\n Many students complete the 30-hour course and prepare for the Florida 2-14 exam within one to three weeks when studying consistently.<\/p>\n\n\n\n Rather than scheduling the exam based only on the number of days you have studied, use your understanding of the material and performance on comprehensive practice exams to determine when you are ready to test.<\/p>\n\n\n\n Applicants using the standard qualification path must satisfy the applicable Florida licensing requirements, including:<\/p>\n\n\n\n The 2-14 license must also be appointed to be valid.<\/p>\n\n\n\n For detailed application, fingerprinting, fees, and licensing instructions, review our Florida Insurance License Requirements<\/a> page.<\/p>\n\n\n\n The difference between Florida’s three primary Life and Health license classes is the authority each provides:<\/p>\n\n\n\n The 2-14 is designed for agents who plan to focus on Life insurance, annuities, and related products without needing broader Health insurance authority.<\/p>\n\n\n\n For more information about the other options, review our Florida 2-15 Life & Health Insurance License Guide<\/a> or Florida 2-40 Health Insurance License Guide<\/a>.<\/p>\n\n\n\n Florida requires approved pre-licensing education for applicants qualifying through the standard education path, but course design and exam preparation can differ by provider.<\/p>\n\n\n\n Look for Florida-specific instruction, exam-style practice questions, timed practice exams, and feedback that helps identify areas requiring additional review.<\/p>\n\n\n\n National Online Insurance School’s Florida 2-14 course satisfies the required 30 hours while providing exam preparation within the same enrollment.<\/p>\n\n\n\n Florida’s standard education path requires a 30-hour approved Life pre-licensing course completed within four years of the license application date.<\/p>\n\n\n\n No. The 30-hour course is a licensing prerequisite, but it does not have to be completed before you schedule or take the Florida 2-14 licensing exam.<\/p>\n\n\n\n The Florida 2-14 provides Life authority, including life insurance, annuities, and variable contracts.<\/p>\n\n\n\n No. The 2-14 does not provide Health authority. Agents who need both Life and Health authority can pursue the Florida 2-15 license, while the 2-40 provides Health-only authority.<\/p>\n\n\n\n The 2-14 provides Life authority, including annuities and variable contracts. The 2-15 provides both Life and Health authority.<\/p>\n\n\n\n Yes. The Florida 2-14 license must be appointed to be valid.<\/p>\n\n\n\n If you plan to become a Life insurance agent in Florida, the next step is completing the required education and preparing for the 2-14 licensing exam.<\/p>\n\n\n\nWhat Is the Florida 2-14 Life Insurance License?<\/h2>\n\n\n\n
Florida 2-14 Pre-Licensing Education Requirements<\/h2>\n\n\n\n
What the Florida 2-14 Pre-Licensing Course Covers<\/h2>\n\n\n\n
Florida 2-14 Insurance Exam<\/h2>\n\n\n\n
How Long Should You Prepare for the Florida 2-14 Exam?<\/h2>\n\n\n\n
Florida 2-14 Licensing Requirements<\/h2>\n\n\n\n
Florida 2-14 vs. 2-15 and 2-40<\/h2>\n\n\n\n
Choosing a Florida 2-14 Pre-Licensing Course<\/h2>\n\n\n\n
Frequently Asked Questions<\/h2>\n\n\n\n
How many pre-licensing hours are required for a Florida 2-14 license?<\/h3>\n\n\n\n
Do you have to complete the 30-hour course before taking the Florida 2-14 exam?<\/h3>\n\n\n\n
What can you sell with a Florida 2-14 license?<\/h3>\n\n\n\n
Can you sell health insurance with a Florida 2-14 license?<\/h3>\n\n\n\n
What is the difference between the Florida 2-14 and 2-15 licenses?<\/h3>\n\n\n\n
Does a Florida 2-14 license require an appointment?<\/h3>\n\n\n\n
Next Steps<\/h2>\n\n\n\n